Each year, homes and businesses across the United States are damaged or destroyed by floodwaters. One-third of flood damage occurs outside of designated floodplains, according to the National Flood Insurance Program (NFIP). Knowing your flood risk is the first step toward becoming better prepared. While elevating properties is the most effective solution to protect against flooding, there are other steps you can and should take to reduce the risk of severe damage.
The right material choices will help minimize flood losses.
Obtain updated flood maps for your area.
The new Know Your Plan app gives you the mobile power and organization to help keep your family and your home safer during a disaster.
Steps to prepare your home and business for flooding.
Get the answers to frequently asked questions about flood insurance coverage.
Find out how you can stay safe during a flash flood.
Things you can do before and after a flood.
IBHS offers recommendations for reducing risk of surge damage due to storms like Sandy.