Some risks in life are worth taking, like commuting to work in heavy
traffic or making an investment decision. Others aren't, especially at
home, the one place you want as few risks as possible.
That's why the Institute for Business & Home Safety developed Fortified...for safer living®.
Every area of the country is prone to some type of natural disaster or
extreme weather event. The Fortified program raises your home's overall
safety above the minimum requirements set forth in building codes. This
is done by paying extra attention to areas especially vulnerable to
disasters, including door and window openings, roof construction,
foundation and even landscaping.
The Fortified
program offers a package of affordable code-plus upgrades that greatly
help reduce a home's exposure to disasters, including high wind,
wildfires, floods, freezing weather, hail and earthquakes, as well as
water damage.
Understand the Risks
Decades of experience have given insurers, designers, engineers and
builders valuable insight into how homes are damaged or destroyed. This
information has been incorporated into the Fortified...for safer living® program, so you can build a safer home from the ground-up. Here are some of the ways the Fortified program is different:
Protected Windows and Doors
You have to keep high wind out of your house, so it doesn't blow the
house up trying to get out. If hurricanes are a threat where you live,
you can choose to protect the openings with laminated glass, approved
screening or a shutter system that will withstand the onslaught of
flying debris. If your area experiences tornadoes and severe
thunderstorms, higher pressure rated windows and doors are required.
Better Connections
Technically, it's called continuous load path. That means straps,
connectors, bolts, and in concrete structures, additional reinforcing
steel, tie your roof to your walls and walls to your foundation -
allowing it to withstand 130 mile per hour peak wind gusts. We put
better protection in more places than is required by most building
codes, so when high winds blow and earthquakes rumble, the added
connections transfer the forces on the home's walls and roof to the
foundation, giving it a better chance for survival.
Roof is Thicker, Stronger and Designed to Stay Drier
No one wants to look up and see storm clouds - especially from inside their home. Fortified roofs
are built with thicker deck sheathing than required by code, and nailed
in more places with nails that are designed to hold your roof in place
better. Waterproof tape seals the seams where the wood panels meet to
provide a secondary moisture barrier. On top of that a thicker felt
goes just under the wind-rated roofing materials (and in some places,
we also recommend they protect from hail impact and fire too). What
does all this mean? Four important layers between you and nature's
wrath.
Landscaping & Exterior Consider Fire Risk
Fortified
criteria prescribes fire resistant materials for the outside of your
home and landscaping advice about where to place bushes, shrubs, and
other plants. This can have a major impact on the survivability of
homes in areas susceptible to wildfires.
Severe Winter Weather and Water Intrusion
Though not often considered "natural disasters," a harsh winter or
prolonged exposure to wet weather can cause huge problems for a home.
The Fortified
program establishes common sense building practices for regions
vulnerable to unusual winter storm activity, as well as steps to help
keep water out and direct it away from your house.
Inspected and Verified
An independent inspector, trained by the Institute for Business & Home Safety, verifies that every critical step of the Fortified...for safer living® program was built into your home. The Fortified...for safer living®
designation is then registered with the Institute, and remains with the
structure indefinitely, provided major modifications or additions are
not made to the home. This inspection process gives you added peace of
mind.
WHAT'S THE NEXT STEP?
Take an active role in the construction of your new home. Talk to your builder about the Fortified...for safer living®
program, and the disaster-resistant standards you want, to increase
your home's ability to withstand and survive a major disaster, and to
add to your family's sense of security.
For more information on the Fortified program, call toll-free: 1 (866) 657-IBHS (4247) and visit our web site www.disastersafety.org for a list of the Fortified criteria.